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	<title>Retire In The Philippines</title>
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	<pubDate>Sun, 20 Jul 2008 21:01:27 +0000</pubDate>
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		<title>Taxes</title>
		<link>http://retireinthephilippines.com/2008/07/20/taxes-29/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/taxes-29/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:01:27 +0000</pubDate>
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All American Expats take a look at page 3 of non-digital passports and page 28D of the new digital passports for the Internal Revenue Service statement. For tax year 2007 the maximum exclusion has been raised to $85,700.  After nearly 2 decades of working abroad I can tell you with all certainty that all income [...]]]></description>
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<p>All American Expats take a look at page 3 of non-digital passports and page 28D of the new digital passports for the Internal Revenue Service statement. For tax year 2007 the maximum exclusion has been raised to $85,700.  After nearly 2 decades of working abroad I can tell you with all certainty that all income earned without regard where it is earned is to be reported. You can go to the IRS web site and look for these references: <br /> 	* Publication 54 (PDF), Tax Guide for U.S. Citizens and Resident Aliens Abroad <br /> 	* Publication 514 (PDF), Foreign Tax Credit for Individuals <br /> 	* Form 2555 (PDF), Foreign Earned Income <br /> 	* Form 2555EZ (PDF), Foreign Earned Income Exclusion <br /> 	* Form 1116 (PDF), Foreign Tax Credit <br /> 	* Tax Topic 853, Foreign Earned Income Exclusion - General </p>
<p> A word of advise, I have seen tens of thousands of dollars paid to the IRS by individuals whose tax preparer, which includes many CPA&#8217;s, either knew nothing or had no understanding of the information contained in the references above. If your tax preparer doesn&#8217;t know anything about the above references either educate them or find someone who does understand the references. All of the references are subject to change.<br /> I hope this helps a few of you out there. I enjoy the heck out of this group thanks folks.</p>
<p> Wade </p>
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          <br /> Fresh Roses for your Filipina. Click on <a href="http://tinyurl.com/7y57y">http://tinyurl.com/7y57y</a> . Or go to <a href="http://www.livinginthephilippines.com">http://www.livinginthephilippines.com</a> for them, The rose link also has candy, fragrances, other thrillers for them.</p>
<p> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8212;&#8212;&#8212;&#8211;</p>
<p> C&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Beach Lots - Houses Samar&nbsp;&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; UN Village&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Resorts<br /> www.samarislands.com <br /> www.warmparadise.com <br /> mail: chris@samarislands.com<br /> Chris Bech, Owner<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Appreciation, Natural Beauty, White Sand. Dollar Hedge </div>
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		<title>College Education - Nursing NOT the way to go</title>
		<link>http://retireinthephilippines.com/2008/07/20/college-education-nursing-not-the-way-to-go-3/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/college-education-nursing-not-the-way-to-go-3/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:01:26 +0000</pubDate>
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Gary,
 I must respectfully disagree with Ms. Paquiz and her assessment that there&#8217;s no longer a worldwide nursing shortage.  Her quote referred to conditions in the USA, only.  Even so, I completely disagree with her.
 The article, and Ms. Paquiz, provided no statistical information to reinforce their claims.  Remember, extraordinary claims [...]]]></description>
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<p>Gary,</p>
<p> I must respectfully disagree with Ms. Paquiz and her assessment that<br /> there&#8217;s no longer a worldwide nursing shortage.  Her quote referred to<br /> conditions in the USA, only.  Even so, I completely disagree with her.</p>
<p> The article, and Ms. Paquiz, provided no statistical information to<br /> reinforce their claims.  Remember, extraordinary claims REQUIRE<br /> extraordinary evidence!</p>
<p> IMHO, Ms. Paquiz is just another misinformed Filipino when it comes to<br /> work conditions and trends outside the RP.  However, I do agree<br /> there&#8217;s a glut of nurses in RP.</p>
<p> While the USA may be the ultimate prize for Filipina nurses, it&#8217;s not<br /> the only desirable location where there&#8217;s a tremendous forecasted need<br /> for nurses.  Nearly every developed nation needs nurses, and the<br /> demand far exceeds the supply.</p>
<p> Consider the following information:</p>
<p> A CRITICAL NURSING SHORTAGE</p>
<p> America&#8217;s healthcare system is facing a critical problem. A study in<br /> the Journal of the American Medical Association predicted a 20%<br /> shortage in the number of nurses needed in the healthcare system by<br /> the year 2020. The U.S. Bureau of Labor Statistics reports that more<br /> than one million new and replacement nurses will be needed by 2012. At<br /> the same time, more RNs are reaching retirement age, and U.S. nursing<br /> schools are unable to educate enough new RNs to meet the coming<br /> demand. This critical shortage is made worse by the fact that an aging<br /> U.S. population will require even greater care in the years ahead.<br /> SOURCE: <a href="http://www.globalnursingllc.com/">http://www.globalnursingllc.com/</a></p>
<p> USA: Supply versus Demand Projections for Fulltime Registered Nurses</p>
<p> YEAR SUPPLY     DEMAND    SHORTAGE   PERCENT SHORTAGE<br /> 2010 1,941,200 	2,347,000 -405,800   -17%<br /> 2015 1,886,100 	2,569,800 -683,700   -27%<br /> 2020 1,808,000 	2,824,900 -1,016,900 -36% </p>
<p> SOURCE: <a href="ftp://ftp.hrsa.gov/bhpr/workforce/behindshortage.pdf">ftp://ftp.hrsa.gov/bhpr/workforce/behindshortage.pdf</a></p>
<p> I&#8217;m certain there are similar stats for Australia, the European Union,<br /> Japan, Korea, and Canada.</p>
<p> Although unscientific, I also consider data provided by my sister, an<br /> RN in Southern California, USA.  She says the nursing shortage is<br /> worse than ever.  She is consistently asked to work overtime, and<br /> could easily work 60 to 80 hours a week if she had the physical<br /> endurance to do so.  She also says 50% of her peers are Filipinas, and<br /> all nurses in her section have gained weight because the Filipinas<br /> bring in the BEST food! </p>
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          <br /> Fresh Roses for your Filipina. Click on <a href="http://tinyurl.com/7y57y">http://tinyurl.com/7y57y</a> . Or go to <a href="http://www.livinginthephilippines.com">http://www.livinginthephilippines.com</a> for them, The rose link also has candy, fragrances, other thrillers for them.</p>
<p> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8212;&#8212;&#8212;&#8211;</p>
<p> C&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Beach Lots - Houses Samar&nbsp;&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; UN Village&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Resorts<br /> www.samarislands.com <br /> www.warmparadise.com <br /> mail: chris@samarislands.com<br /> Chris Bech, Owner<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Appreciation, Natural Beauty, White Sand. Dollar Hedge </div>
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		<title>real Estate prices</title>
		<link>http://retireinthephilippines.com/2008/07/20/real-estate-prices-16/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/real-estate-prices-16/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:01:26 +0000</pubDate>
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 Cash is king, for sure, but does seller financing exist? Some sellers might be interested in a  steady cash flow for a few years, perhaps?



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<p> Cash is king, for sure, but does seller financing exist? Some sellers might be interested in a <br /> steady cash flow for a few years, perhaps?</p>
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		<title>Trust</title>
		<link>http://retireinthephilippines.com/2008/07/20/trust/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/trust/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:01:25 +0000</pubDate>
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Please dont tell me your getting engaged and you havent even met yet, maybe I missed an earlier post saying you have been there and met her. Would anybody get engaged to a girl (or guy)from their home country without meeting first. Of course not unless an arranged marriage. 

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<p>Please dont tell me your getting engaged and you havent even met yet, maybe I missed an earlier post saying you have been there and met her. Would anybody get engaged to a girl (or guy)from their home country without meeting first. Of course not unless an arranged marriage. </p>
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          <br /> Fresh Roses for your Filipina. Click on <a href="http://tinyurl.com/7y57y">http://tinyurl.com/7y57y</a> . Or go to <a href="http://www.livinginthephilippines.com">http://www.livinginthephilippines.com</a> for them, The rose link also has candy, fragrances, other thrillers for them.</p>
<p> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8212;&#8212;&#8212;&#8211;</p>
<p> C&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Beach Lots - Houses Samar&nbsp;&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; UN Village&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Resorts<br /> www.samarislands.com <br /> www.warmparadise.com <br /> mail: chris@samarislands.com<br /> Chris Bech, Owner<br /> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Appreciation, Natural Beauty, White Sand. Dollar Hedge </div>
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		<title>Schools in Dasmarinas</title>
		<link>http://retireinthephilippines.com/2008/07/20/schools-in-dasmarinas-2/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/schools-in-dasmarinas-2/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:01:24 +0000</pubDate>
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hey 
 PCU high school is better than ICA, it&#8217;s integrated school check it out if u want
 shirley



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<p>hey </p>
<p> PCU high school is better than ICA, it&#8217;s integrated school check it<br /> out if u want</p>
<p> shirley</p>
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		<title>Email your Embassy</title>
		<link>http://retireinthephilippines.com/2008/07/20/email-your-embassy-2/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/email-your-embassy-2/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:01:22 +0000</pubDate>
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Greg W   I apprecieate what yopu say but I&#8217;ll atleast chat with then  to determine if they will make a good friend before I turn them  away.  But to each there own. Good luck and I hope your filipino  friends take care of you if something happens to [...]]]></description>
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<p>Greg W   I apprecieate what yopu say but I&#8217;ll atleast chat with then <br /> to determine if they will make a good friend before I turn them <br /> away.  But to each there own. Good luck and I hope your filipino <br /> friends take care of you if something happens to you.. I wouldn&#8217;t <br /> put any money on it.</p>
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		<title>Short notice trip to be PI</title>
		<link>http://retireinthephilippines.com/2008/07/20/short-notice-trip-to-be-pi/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/short-notice-trip-to-be-pi/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:01:19 +0000</pubDate>
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It&#8217;s been a very hectic couple of days. We are going through the  process of selling a piece of land to the local water company, about 1  hectar, and the money is ready so we need to fly to the Phils to  finallise the sale. We are holidaying in the UK [...]]]></description>
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<p>It&#8217;s been a very hectic couple of days. We are going through the <br /> process of selling a piece of land to the local water company, about 1 <br /> hectar, and the money is ready so we need to fly to the Phils to <br /> finallise the sale. We are holidaying in the UK for two weeks from the <br /> 9th Aug so it means coming to the Phils beforehand. As you can imagine <br /> its been a whirlwind to sort things out. Sorting a flight for the three <br /> us to leave here in the UK in five days time required some creative <br /> thinking and at a price we could afford. The schools break up here now <br /> so the peak season starts now. Most quotes were around £750 but by <br /> flying to Hong Kong and using Cebu Pacific to Manila I got it down to <br /> about £600 a head. Anyway our final destination is Dumagete. We will <br /> need to find a hotel once we arrive, having had a good experience <br /> previously at the Bethal we will probably stay there but Tanjay would <br /> be more convenient. Does anyone on the board know if there is a hotel <br /> their or nearby say Amlan perhaps<br /> Regards<br /> Gary and Tess<br /> UK and Bataan</p>
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		<title>real Estate prices</title>
		<link>http://retireinthephilippines.com/2008/07/20/real-estate-prices-15/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/real-estate-prices-15/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:01:01 +0000</pubDate>
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		<description><![CDATA[


 

-This is exactly the way I understood it Paul. I was interested in  buying some property there last time I was there, but when I found  out the rules of ownership I changed my mind. Why would I buy  property and have no title to it? My marriage was new so [...]]]></description>
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<p>-This is exactly the way I understood it Paul. I was interested in <br /> buying some property there last time I was there, but when I found <br /> out the rules of ownership I changed my mind. Why would I buy <br /> property and have no title to it? My marriage was new so what if it <br /> did not work out? Or what if I had it payed for and I passed on. <br /> Would my children from my previous marrage have any title to it?<br /> I was also looking at some property as an investment(lovely 900 <br /> meters of sand beach) I had a lot of friends that would jump on board <br /> for such a nice investment but not if they could not own it <br /> outright&#8230;..must be hard to get people from away ( as I like to call <br /> them) to invest monies into the Phil.<br />      Am I wrong&#8230;&#8230;.someone tell me where my reasoning is wrong. Am <br /> I totally off on this subject. If I work hard and spend all my hard <br /> earned money on property I sure  would like to own it outright. Even <br /> a ten year lease does not make me feel comfortable.<br />                                                    Dan<br />       P.S. If you are going to buy property and have it in your <br /> spouse&#8217;s name you had better be sure you have a solid relationship.</p>
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		<title>A good investment</title>
		<link>http://retireinthephilippines.com/2008/07/20/a-good-investment/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/a-good-investment/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:00:59 +0000</pubDate>
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My girlfriend lives in Manilla. Her brother is career militery there.  The militery will make cash advances and payday loans to the troops at  very high rates of interest. Spouses and siblings of militery personel  are allowed to deposit money which is in turn lent out. These deposits  pay very [...]]]></description>
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<p>My girlfriend lives in Manilla. Her brother is career militery there. <br /> The militery will make cash advances and payday loans to the troops at <br /> very high rates of interest. Spouses and siblings of militery personel <br /> are allowed to deposit money which is in turn lent out. These deposits <br /> pay very high rates of return in excess of 18%. My GF is very  shrewd <br /> and extremely tight when it comes to money (banking professional), so <br /> if she says its a good thing , it probably is .</p>
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		<title>Petition</title>
		<link>http://retireinthephilippines.com/2008/07/20/petition/</link>
		<comments>http://retireinthephilippines.com/2008/07/20/petition/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 21:00:58 +0000</pubDate>
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		<description><![CDATA[


 

I have a friend who&#8217;s mother has put in a petition for her daughter and  has been waiting for a long time now.  Her daughter has a boyfriend now  in the USA and is going to put in a petition to bring her to the USA.
 My question is can he [...]]]></description>
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<p>I have a friend who&#8217;s mother has put in a petition for her daughter and <br /> has been waiting for a long time now.  Her daughter has a boyfriend now <br /> in the USA and is going to put in a petition to bring her to the USA.</p>
<p> My question is can he put in this petition  at the same time that the <br /> mother has one in?    Thanks.</p>
<p> John</p>
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<p> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8212;&#8212;&#8212;&#8211;</p>
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